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November 2012 - DelCotto Law Group

Top Ten Things To Know About Bankruptcy

November 28, 2012
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1.     Be thorough.  Make sure you have everything you need before you file.  If the attorney is asking for it, it’s because it is needed.
2.     Ask questions.  This goes hand in hand with being thorough.  Don’t leave questions blank, if it […]

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What To Do When The Bank Does Not Renew Your Business Loan

November 16, 2012
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It is becoming increasingly common for banks to not renew business loans even where the business has always been current on loan payments. Strict banking regulations are driving these lending decisions. So, what is a business owner to do?
1) Several months before your loan matures, you should […]

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Kentucky Foreclosure ADR: A Means to a Better End

November 14, 2012
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Not too long ago, a homeowner faced nearly insurmountable odds if he or she were trying to obtain a loan modification or a short sale while, at the same time, attempting to stave off a foreclosure sale. The homeowner had to fight battles on two fronts.  Although the […]

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GMAC Mortgage

November 9, 2012
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Do you have a mortgage with GMAC Mortgage?  Did you know its owner, Residential Capital, filed a Chapter 11 bankruptcy?  What does that mean for you?
If you are current on your mortgage and have no issues with GMAC Mortgage, its bankruptcy probably won’t affect you.  GMAC […]

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