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February 2013 - DelCotto Law Group

The Waiting Game: Eligibility For A Bankruptcy Discharge

February 28, 2013
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If you have previously filed for personal bankruptcy and are again facing financial issues, you will want to know how long before you’re eligible to receive a discharge in bankruptcy again.  The time frame depends on what type of bankruptcy you previously filed and the time is […]

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What Happens If I Have a Financial Emergency During My Chapter 13?

February 22, 2013
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A Chapter 13 bankruptcy is a “repayment” bankruptcy, with the goal of repaying a portion of an individual’s debts over a three to five year period.  The theory behind Chapter 13 is that a debtor should pay all they can afford over the life of the plan […]

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Take Care of Yourself: The Stress of Financial Challenges

February 21, 2013
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It is a given that with financial challenge comes stress.  Stress over the emotional challenges that accompany the financial challenges.  Stress over things and people that we can not control.   While we at DLG are cognizant that our clients are operating under stress conditions, each individual reacts differently […]

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Additional Relief on the Way for Chapter 12 Farm Debtors

February 15, 2013
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Chapter 12 is a type of bankruptcy meant to help farmers with some of the unique financial problems they encounter.  One of those issues is the tax liability that arises when land is sold – land that may have been in the same family for many years.  In 2011 […]

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