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Blog | DelCotto Law Group

Credit Cards and Bankruptcy

June 25, 2013
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If you are contemplating filing bankruptcy and have credit cards, please consider the following:

Don’t pay off your credit card balances before filing.   Credit card debt is typically dischargeable in bankruptcy provided you don’t take cash advances or purchase luxury goods before filing for bankruptcy relief […]

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Preparing for Your Meeting of Creditors

June 19, 2013
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Within a few days of filing your bankruptcy petition, the bankruptcy court will schedule your “first meeting of creditors,” which is often referred to as a “341 hearing.”  Your bankruptcy trustee (not the bankruptcy judge) will preside over the meeting of creditors, and you will be required to […]

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Number 2 Pet Peeve

May 28, 2013
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Before every deposition of a client, I advise the witness to always answer deposition questions truthfully in as few words as possible. If a question can be answered “yes” or “no,” then that’s the preferred response. If the client does not know the answer to a question […]

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Silencing the Bankruptcy Critic

May 13, 2013
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“Some people take advantage of the bankruptcy laws and file unnecessarily,” says Mr. Bankruptcy Critic.  There are bankruptcy judges all over the United States at this very moment deciding whether a Debtor deserves to be granted a discharge.  Taking advantage of the bankruptcy laws and filing bankruptcy unnecessarily […]

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