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Blog | DelCotto Law Group

Number 1 Pet Peeve – Client Depositions

April 8, 2013
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As everyone does, I have developed my own list of deposition “pet peeves,” and I’m going to introduce you to them. So, here is my No. 1 pet peeve: clients not listening to and contemplating questions before answering when being deposed. Before every deposition of a client […]

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Overall Bankruptcy Filings Continue to Decrease

April 5, 2013
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Overall Bankruptcy Filings Continue to Decrease The American Bankruptcy Institute (“ABI”) recently reported that total bankruptcy filings in the United States decreased 21% in February, 2013, as compared to February, 2012. Consumer filings declined 21% and total business filings declined 29%. The ABI projects that bankruptcy filings will […]

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Student Loans: Who Owns Yours?

March 25, 2013
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Although student loans may be made by private lenders, most of them are guaranteed by a state or federal government agency such as the Kentucky Higher Education Assistance Agency (KHEAA) or the U.S. Department of Education.  Student loans are bought, sold and transferred just like mortgages and […]

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You Received a Preference Demand Letter . . . Now What?

March 20, 2013
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If you receive a letter from a bankruptcy trustee or Chapter 11 debtor in possession demanding that you or your business repay a “preference” or preferential transfer, there are a few things to know and do right away.  First, a preferential transfer does not mean you did anything […]

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