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Debt Archives - DelCotto Law Group

Alternatives to Bankruptcy

August 8, 2018
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By: Jamie Harris

When most individuals find themselves drowning in debt, one of the first options they may consider is personal bankruptcy relief.  However, bankruptcy is not always the best option. Individuals may lose significant property in bankruptcy or not be eligible for bankruptcy relief. I frequently see […]

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Recoupment Defined

January 31, 2018
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By: Dean Langdon

Recoupment allows one party (Party A) to a contract to keep payments that are due to the other party (Party B) when Party B owes money to Party A at the same time. There must be an over-payment by one party, and the competing […]

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Fiscal Distress in Kentucky Counties: What’s Next?

December 18, 2017
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Laura Day DelCotto ©2017

The 2016 US Census Report was sourced in the recent Lexington Herald- Leader article, reporting that Kentucky has the distinction of containing about 30% of the Top 30 poorest counties in the United States.   This really shouldn’t come as any surprise to anyone […]

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Avoiding Debt During the Holidays

December 7, 2017
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By: Stephanie Dewitt

It’s sometimes hard to shake the feeling of giving at the holidays. After all, ‘tis better to give than receive, right? Here are some tips to consider implementing in order to avoid accruing debt during the holiday season:

1. Start saving now for […]

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