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Housing Archives - DelCotto Law Group

Options for Mortgage Loan Default

November 16, 2018
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By: Jamie L. Harris

Whether it be from job loss, divorce, medical issues or the death of a spouse, many American homeowners may find they are unable to debt service their monthly mortgage payment.  The good news is most lenders offer a variety of options to address financial […]

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What is the Consumer Financial Protection Bureau (“CFPB”)?

April 21, 2016
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President Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act in July 2010, which established the Consumer Financial Protection Bureau (CFPB).

In January of 2012, President Barack Obama appointed Rich Cordray to be the first Director of the CFPB. The CFPB writes rules, supervises companies […]

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Collateral estoppel: Proactive litigation strategies are crucial

February 16, 2016
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Collateral estoppel|

Jamie Harris in our firm recently posted about collateral estoppel in bankruptcy cases.  Collateral estoppel is one of those terms that usually ends the conversation at cocktail parties, or draws glazed looks when attorneys discuss it with clients.  I like to explain […]

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forbearance agreements, bankruptcy

Drafting Forbearance Agreements

February 10, 2015
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Drafting Forbearance Agreements:  A Road Map to Resolving a Troubled Loan
            When faced with a matured loan or a borrower that is otherwise in default and lacks the funds necessary to satisfy the loan in full, some lenders are quick to resort to traditional collection methods […]

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