How Can I Stop a Garnishment?

A pending garnishment can be very stressful. After all, we are talking about your money and how you pay your bills, eat, and live. If a creditor sues you and obtains a judgment against you, then after entry of the judgment, the creditor may proceed to garnish your wages or garnish your bank account(s) in order to collect on their judgment. One way to stop a garnishment is by paying the amount of the judgment to the creditor. This can be difficult and very stressful for a family long term – the amount that can be taken from your wages can be up to 25%, BEFORE TAXES!!! The garnishment may last for over a year and interest may continue to accrue during that time. If you are unable to pay the debt through a wage garnishment, the filing of a bankruptcy petition may stop the garnishment. Often, it may even be possible to recover some of the money that was garnished from you. If you are currently having your wages garnished and would like to discuss the possibility of a bankruptcy filing, please contact our offices and schedule a free consult with attorney Sara Johnston. Please note that the filing of a bankruptcy may not stop all garnishments from occurring. Sara can help determine if the filing of a bankruptcy will stop your garnishment and if any money can be returned to you.

Comments

3 Replies to “How Can I Stop a Garnishment?”

  1. Oh my goodness! Impressive article dude! Thank you, However I am
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  2. I’m being garnished for 500 dollars a month and only and I bring home less than 10,000 a year I’ve not been able to eat since this garnishment I’ve lost a lot of weight due to not being able to eat..and getting sick. Having to work 6 or 7 days a week just to pay my rent still not enough to pay my rent and having money to eat. It total bullshit somebody needs to do something! That leaves me nothing actually 800 dollars short of being able to pay my rent not including food only rent…if I had the money I would file bankruptcy…but there is no way. These creditors are worthless

    1. Hi Kevin, often creditors use the courts to force payment, but rarely do they consider the impact a garnishment can have on a person.

      You should contact the legal aid office for your state. Our firm works with Legal Aid of the Bluegrass. They refer clients who are unable to pay, and we represent those clients for free.

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